Today we often think about the issue of purchasing our own home.. Rent is no longer a promising option. And immediately the question arises: “How to buy an apartment?». The most popular option now is bank loans.. However, with the tightening of banking conditions, getting a loan has become quite difficult and costly, and sometimes it is simply impossible to buy an apartment you like in installments.
There is still a way out! As an alternative to a loan, such a service is presented on the market, as a lease with the option to purchase, ie. leasing.
Leasing (English leasing – rent) – long-term (for up to 60 months) Rental Property, providing for the possibility of subsequent redemption by the tenant of this property. Leasing is carried out on the basis of a long-term agreement between the leasing company (lessor), buying real estate at their own expense and renting it out for several years, and individuals (the lessee), who gradually pays rent for the use of the leased property. Upon expiration of the contract, the lessee either returns the property, or extends the term of the contract (concludes a new contract), either buys out the property at its residual value.
Real estate leasing has a number of advantages over renting and other methods of purchasing apartments. Leasing companies do not require any additional guarantees from the lessee, and the object itself - your new apartment - serves as a security for the real estate leasing transaction. Leasing agreement is more flexible, than a loan. When leasing real estate, the lessee (leasing company) can work out with the landlord a financing scheme convenient for you, and payments can be made at different intervals and the rate can be fixed and floating.
The indisputable advantage of this proposal is that, that after the agreed time, the object will become your property, while the landlord can refuse to rent or raise rates at almost any time.
Below are the options for calculating the lease of various real estate objects:
Object Apartment
Object cost 42 000,00 USD.
An initial fee 18 897,52 USD.
Monthly payment 570,12 USD.
Lease term 60 month.
Object Apartment
Object cost 50 000,00 USD.
An initial fee 22 329,52 USD.
Monthly payment 678,71 USD.
Lease term 60 month.
Object Apartment
Object cost 210 000,00 USD.
An initial fee 90 969,52 USD.
Monthly payment 2 850,59 USD.
Lease term 60 month.
During the first two years after the start of the large-scale invasion, the real estate market in Ukraine experienced temporary stagnation, however, he quickly began to adapt to the current circumstances, forming new priority areas.
With the beginning of a full-scale invasion 24 February 2022
in 2023 about a year 50% apartments, acquired
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