How to buy a house?

Many residents of megacities want to buy a house outside the city. But not everyone knows, how to make a good choice and correctly place a purchase, given its considerable cost. You can follow the recommendations below, which will significantly help in the competent implementation of the transaction.

Benefits of buying a home with a realtor

There are on the market real estate companies, which provide future owners of country houses, competent advice when choosing and supporting a transaction. The main thing is to choose a reliable partner among them..

To do this, you can contact a well-known company, present on the market for a long time, having a high rating and many positive reviews on social networks. This approach will have significant advantages of buying a home., excluding any negative consequences. These criteria are met by the agency "First Real Estate Company", present on the real estate market in the Odessa region more than 15 years old.

How to buy a private house correctly, using the services of an intermediary

By concluding an agreement with a realtor, must remember, that the documents for the conclusion of the contract can be entrusted to prepare the partner, but the buyer must sign. Therefore, it will not be superfluous to find out, what is included in this list and how is it correct buy a private house, using the services of an intermediary.

It must be remembered, that the house is purchased together with the land, and the contract itself is drawn up by a notary. Therefore, the seller is obliged to present original documents., certifying the ownership of the building together with the land. They are registered with the cadastral authority (BTI).

If you buy a new home, then an act of putting the object into operation is attached, duly executed.

When executing the contract, the seller presents the following documents:

• Civil passport along with photocopies of pages, which have records. Photos of the owner must be pasted into the document, confirming age in 25 and 45 years old. Photocopies are best done directly at the notary's office.
• According to the current legislation in Ukraine, all real estate transactions are carried out with the consent or presence of the spouse, even if he is not listed as the owner of the property. Therefore, his passport and photocopies of the pages must be provided.
• If the house was built during the period, when the couple were married, then it is necessary to submit the consent of the spouse to sell the house. When there is no such document, then the presence of this family member is mandatory. If the owner received the house by inheritance or as a gift before registering the marriage, then consent and presence is not required.
• If the house was under construction, bought before the conclusion or during the period of being married, then a certificate of its registration is presented.
• Certificate of place of residence and family composition (F №3), if the house is located in the village.
• When selling an unfinished house, a document for construction in progress is submitted. It is registered with the BTI and entered into the electronic register.
• Original technical passport of the house. This document includes a land plot plan, list and description of structures, located on it. The passport is issued and certified by the local BTI.
• Land area must be owned by the seller. This is confirmed by the registration certificate of the local bureau of technical inventory.. If the site was privatized, then the relevant document from the local authority is attached.

The buyer must present the following documents to the notary:

• The passport, where photos should be pasted, made in 25/45 years old.
• If the buyer is married, then the original of the registration certificate is provided.
• Notary-certified consent of the spouse or his presence together with passport.

How to buy a country house for a young family

To buy a country house for a young family, you can use a mortgage. Many banks take part in this program. The loan is issued for a period of 20 years old, at the same time, it can be repaid ahead of schedule without commissions. Minimum rate for the first two years, in subsequent periods fixed.

You can also use the payment by installments, provided by developers in Odessa. It is usually valid during construction., but the most wealthy developers provide installments for 5-7 years old. In this case, the first installment is from 10 to 50 % full cost.

Another option is the state program of Ukraine, allowing young families to receive a preferential loan through a specially created State Fund. To do this, you need to queue up and prepare a certain package of documents.